K Plus, Inc.

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K Plus, Inc. was established in 1993 by Peter Lang to meet the fiduciary and communication needs of 401(k) sponsors. Our mission is to help sponsors select the best providers and funds for their 401(k) plans and to educate participants on how to get the most from their 401(k) plans.

The K Plus difference is based on honesty, integrity and independence. We are consultants, not salesmen. While we work with banks, insurance companies, brokerage firms, mutual funds and third party administrators, we represent you, not them. We believe in complete disclosure and no surprises. All provider fees and contractual provisions are explained and our fees are fully transparent.

K Plus recognizes that there are two types of 401(k) participants. One group wants to learn about investments and the other simply wants to follow sample portfolios. For the first group, K Plus develops dynamic investment education seminars that are customized for each plan, a customized quarterly newsletter and quarterly hypothetical investment charts. For the latter group, K Plus develops model asset allocation charts which enable participants to choose the portfolio that suits their needs. Our most popular service is our 401(k) coaching sessions which are half hour one-on-one meetings with participants. These mini financial planning sessions enable participants to synchronize their spouses’ 401(k) investments with their portfolios. They can also learn about top notch no-load funds for their outside IRAs, ROTHs and variable annuities.

Prior to establishing K Plus, Peter spent twenty-three years with the pension departments of Prudential and CIGNA. While at CIGNA Peter developed his own communication material and conducted over 3,000 401(k) and investment education meetings in 28 states. He established 401(k) plans for companies such as Gibson Greeting Card, Proctor Silex, Weichert Realtors, and Simmons Mattress Co.

In 2008 Terrence Lang joined K Plus as an Account Manager. Terrence is a graduate of The College of New Jersey with a BS in Business Administration. He has earned his RPA (Retirement Plans Associate) through the Wharton School of the University of Pennsylvania.

K Plus, Inc, 326 Main Street, Blairstown, N. J. 07825 www.kplusinc.com